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Planets in Retrograde -- The Basics
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The Circle of Life -- The Zodiac Signs and the New Moon's Journey
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Astrology is for Believers.

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Astrology is for Believers.

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You can understand the demands of change and "what's really going on" in a crisis.

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Self Improvement for Astrology Sign Taurus

Steps to Financial Freedom
Part 1
by Richard Pullman

Astrology, Tarot, and Self Improvement for the New Age.
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Taurus

Thought for the Moment

Steps to Financial Freedom
Part 1
by Richard Pullman

Page: 1 2

Financial freedom is the power to do what you will with your life without being forever bound by lack of money and over burdened by debt. This worthwhile goal can be achieved by anyone through careful planning and persistence. Just follow these steps:

  • Pay yourself first
  • Control your spending
  • Get free of debt
  • Build a contingency fund
  • Become an informed investor
  • Give

Achieving financial freedom is a gradual process that will happen as you implement all these simple steps in your life.

Pay yourself first

Every paycheck, keep some of your money for yourself and keep it. It takes money to make money, so goes the old saying. To achieve financial freedom, you'll need some seed money that can grow into a substantial nest egg.

Take a percentage or a fixed amount from each paycheck and add it to your seed money, at least 10%, if possible. This is your investment money. Do not use it for anything else. Every paycheck be sure to pay yourself first. With time and persistence you'll soon have the funds to start making profitable investments. You'll be a lender and not a borrower. Reinvest all profits and dividends to maximize the growth of your nest egg.

Control your spending

Make sure that your spending is less than your earnings. When you find yourself in a hole, the first thing to do is STOP DIGGING. You may have to create and follow a budget.

Creating a budget is easy; following it may be hard. Start our by tracking your current spending habits. Visit Financial Software for software that can help you.

Summarize your spending into general categories such as Food, Clothing, Entertainment, etc. Then you can decide which categories you can cut and by how much. Continue to track your spending and do your best to stay within the limits you set for yourself.

Get free of debt

Debt is bad, "the borrower is the slave of the lender", and none of us wants to be a slave. There are some debts that may be helpful, such as business debts to increase profits, home mortgages, and car loans. Avoid any other borrowing, even pay cash for your car if possible.

Increase the size of the payments you're making. Pick the creditor who charges the highest interest and increase that payment by as much as you can. When that creditor is paid off, take the payment amount and apply it to the next creditor. Continue this process until all are paid off. Destroy and close all or most of your credit card accounts.

richard@financesoftware.net
Author's URL: Financial Software

Richard Pullman is the Webmaster for Financial Software and has a bachelor™s degree in finance and economics. You can contact him at richard@financesoftware.net

Page: 1 2

Are you looking for more information on Money, Financial Management, Possessions, and Physical Pleasures?

Taurus is the astrology sign that deals specifically with Money, Financial Management, Possessions, and Physical Pleasures. Learn more about Taurus.
The information here tells all about Taurus Astrology.

Taurus Horoscope

As you grow older, you'll find the only things you regret are the things you didn't do.
~ Zachary Scott ~
Born February 24, 1914

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