Money Management
Page One

Seven Tips For Negotiating Your Next Raise
Before you enter a negotiation, find out if there are restrictions on what you can get. For instance, if a job is advertised at a certain title and salary, some companies will not negotiate beyond what is formally posted. If your company has a limit on raises, you can't get more unless your boss jumps through a lot of hoops.
Seven Tips For Negotiating Your Next Raise
Go to: Self-Improvement for Aries,
Self-Assertion,
Getting What You Want,
Self-Improvement for Taurus,
Money Management,
Making More Money -- Increasing Your Income,
Words of Wisdom,
Taking Care of Yourself

Top Ten Tax Saving Opportunities
There are many opportunities to reduce income taxes built into the today's tax code. Individuals who develop a financial plan incorporating a long term tax strategy and then conduct periodic tax planning reviews are most likely to realize savings. This listing below is meant to highlight the planning possibilities but is not intended to be a complete discussion of all of the details.
Top Ten Tax Saving Opportunities
Go to: Self-Improvement for Taurus,
Money Management,
Self-Improvement for Virgo,
Handling Life's Practical Chores

'Anticipating' Your IRS Refund Can Cost You Plenty
While accountants are reaching for aspirin, millions of Americans are reaching for some fast cash this tax season. Unfortunately, those who reach for fast cash in the form of a "refund anticipation loan" are getting hit with interest rates and fees that are out of this world.
'Anticipating' Your IRS Refund Can Cost You Plenty
Go to: Self-Improvement for Taurus,
Money Management,
Self-Improvement for Virgo,
Handling Life's Practical Chores

Beware the Shopping Mall Monster
Like me, you've probably been offered a fair old number of these by now ... ... and, if you're like most people, chances are you maybe own at least one or two. They always seem to put in an appearance at just the right (or wrong) moment ... It might be Saturday and you've just seen the clothing item of your dreams. That can be a pain, though, if you're a little short on cash for that week. You're undecided. Until, that is, you're offered ... a store card.
Beware the Shopping Mall Monster
Go to: Self-Improvement for Taurus,
Money Management,
Saving Money,
Words of Wisdom,
Advice for Living

What To Pay When You Can't Pay Everything
With ever increasing consumer debt more of us are finding ourselves robbing Peter to pay Paul each month. We go through our bills and find that the money just won't stretch far enough to cover all of the bills and expenses. It's hard to decide who you should pay when you have one bill that is stamped with "Final Notice" and you are behind on several of your other bills.
What To Pay When You Can't Pay Everything
Go to: Self-Improvement for Aries,
Making Decisions,
Self-Improvement for Taurus,
Money Management,
Deciding What's Important,
Self-Improvement for Virgo,
Handling Life's Practical Chores,
Self-Improvement for Scorpio,
Coping with Crisis,
Dealing with Adversity,
Self-Improvement for Sagittarius,
Meeting Life's Lessons,
Self-Improvement for Capricorn,
Setting Priorities,
Words of Wisdom,
Managing Life Effectively,
Taking Care of Yourself

The Most Costly Expense of All
other bills which include utilities, credit cards, etc. also run about 30% of your take home pay. It probably takes another 30% to run your household and if you are lucky you can stash the remaining 10% in a savings account.
The Most Costly Expense of All
Go to: Self-Improvement for Taurus,
Personal Values,
Money Management,
Deciding What's Important

Budget Busters
Family Budgeting Help
Many people make sincere attempts to set up a household budget and get themselves together financially, but too often these attempts fail. And for those with the most difficult financial circumstances, it may take several attempts to finally create a plan that works.
Budget Busters
Family Budgeting Help
Go to: Self-Improvement for Taurus,
Personal Values,
Money Management,
Deciding What's Important

Resolve to Improve Your Finances in 2004
Kick off 2004 with these 7 money resolutions and get a fresh financial start to the new year. At year's end, you'll be surprised at how much you've reduced your debt load and the money you've saved!
Resolve to Improve Your Finances in 2004
Go to: Self-Improvement for Taurus,
Money Management,
Deciding What's Important,
Saving Money

The 11 Best Money Saving Ideas of All Time
At any time in history, no matter what the current state of the economy, no matter what the current trends, no matter what the unemployment rate is or where interest rates lurk, some money-saving ideas stay true.
Some of you may have heard of these ideas before, others may be entirely new to you. But whether you are familiar with these super secrets or not, it will be well worth your while to put them into effect in your own life.
The 11 Best Money Saving Ideas of All Time
Go to: Self-Improvement for Taurus,
Money Management,
Saving Money,
New Age Blogs,
The Self Improvement Blog

Fear of Failure and Success in Money Matters
In my work as a therapist, I often come across clients who have fear of success. And what makes this condition worse, is that it is nearly always concealed from conscious awareness. This condition is linked with fear of death/loss, which in turn is linked with the fear of the unknown, which is linked with the fear of change. And this can quite easily be reversed.
Fear of Failure and Success in Money Matters
Go to: Self-Improvement for Taurus,
Money Management

Deciding To Keep A Budget
Most of my 22 years in the 'work force' have been spent in this wonderful world of mortgages. But there was a period of time when my first daughter was 3, that I worked for a Financial Planning firm about 45 minutes from my home. What can I say? All the good jobs were not close by. By observing the financial planners in their meetings and through my own education in business and finance, I've come up with a few suggestions for people on how to manage money better.
Deciding To Keep A Budget
Go to: Self-Improvement for Taurus,
Money Management,
Self-Improvement for Virgo,
Handling Life's Practical Chores

Budget the Luxuries First!
Too many couples argue about money. ("But what else is important enough to argue over?" I hear you say!) Well, I've been in more than a few of those arguments myself over the years, and I'm not particularly proud of the fact. Especially as I'm an avid science-fiction buff, and my childhood hero-author Robert A. Heinlein penned a four word solution to this issue well before I got out of grade school: Budget the luxuries first!!
Budget the Luxuries First!
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Money Management,
Deciding What's Important,
Self-Improvement for Virgo,
Handling Life's Practical Chores,
Self-Improvement for Capricorn,
Setting Priorities,
Words of Wisdom,
Advice for Living

Are You Financially Fit?
When it comes to health, you go for a medical checkup to see if you're physically fit. The medical report will tell everything about your health. But when it comes to wealth, it's as important that you do a regular checkup for your financial health. You need to know where you are financially before you decide what you want to achieve financially.
Are You Financially Fit?
Go to: Self-Improvement for Taurus,
Money Management,
Saving Money

4 Easy Ways to Cut Your Grocery Bill
We won't bother rehashing why every one of us needs to spend a little (or a lot) less on the weekly grocery tab these days. Bottom line: we're strapped, and that has many moms looking to go beyond great coupons for additional ways to spend less while still putting healthy, quick, creative meals on the table every night. So we've rounded up our favorite four tips for getting your weekly total in check
4 Easy Ways to Cut Your Grocery Bill
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Money Management,
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Food -- for Mind, Body and Spirit,
Self-Improvement for Virgo,
Handling Life's Practical Chores,
New Age Blogs,
The Self Improvement Blog

A Downside of Optimism
I learned a very difficult life lesson this month. Me, the eternal optimist and consummate positive thinker was blinded by my own medicine. It's a powerful personal story and it dawned on me in the midst of recounting it to my entrepreneur group that its lesson is incredibly applicable to business.
A Downside of Optimism
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The Reading Room,
Articles by Helaine Iris,
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Words of Wisdom,
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The Culture of Excess
We live in a society of gadgets and gizmos, of toys and more toys, of things that evoke feelings of luxury, style and class.This is available to almost everyone, not just a privileged few. Welcome to the 21st century. No other time of the year is it more prevalent, conspicuous and aggressively promoted than during the Christmas season.
Thanks to advances in technology, the airwaves, the print and electronic media are flooded with advertisements that appeal to society in general, to people from all walks of life. There is something for everyone. After all, producers of all goods and services have YOU in mind.
The Culture of Excess
Go to: Self-Improvement for Taurus,
Personal Values,
Money Management,
Deciding What's Important

Insider Restaurant Secrets
That Will Have You Eating For Less
We all know that its cheaper to cook at home but sometimes you just want to sit back, relax and let someone else do all the work. But there are ways you can eat out without breaking the bank. Below I list some insider restaurant secrets that can have you dining for less money.
Insider Restaurant Secrets
That Will Have You Eating For Less
Go to: Self-Improvement for Taurus,
Money Management,
Self-Improvement for Virgo,
Handling Life's Practical Chores,
New Age Blogs,
The Self Improvement Blog

Financial Fitness
Are You Exercising the Right Muscles
to become Financially Fit?
Are your financial muscles well toned and healthy or flabby and weak? Do you want to change your relationship with money so you can have control over your financial future or do you want to continue to complain that you don't have enough? Exercise these 10 muscles to achieve Financial Fitness.
Financial Fitness
Are You Exercising the Right Muscles
to become Financially Fit?
Go to: Self-Improvement for Taurus,
Money Management
