Interpreting Tarot -- Reading the Book of Life
By
Rebecca Brents

Sometimes getting the right answer means asking the right question.

Life is full of hints, signs, and advice ... if you know where to look and what you're looking for.

Astrology and Tarot are tools that blend free will and useful information into new dimensions of thought ... so you can discover your best options. But the choice to act is always yours.

Work with all your possibilities.

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Cut through the confusion.

See clearly

Think better

Make informed choices

Discover why the Tarot has intrigued, informed, and interested spiritual seekers for centuries.

What is your life''s biggest question?

Get a reading on Your Situation

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When Difficult Relatives Happen to Good People: Surviving Your Family and Keeping Your Sanity
By
Leonard Felder

Astrology is for Believers.

With an open mind and a knowledge of Astrology you can watch your life unfold in ways that make sense.

You can understand the demands of change and "what's really going on" in a crisis.

Whether in a gentle push in the right direction or in a "hard knock upside the head," you can read the message behind what life is asking of you.

Real Astrology ...
for people who take
their lives seriously.

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	Resolve to Improve Your Finances in 2004 by James H. Dimmitt Your Free Credit Report Now
Astrology, Tarot, and Self Improvement for the New Age.

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Resolve to Improve Your Finances in 2004
by James H. Dimmitt

Kick off 2004 with these 7 money resolutions and get a fresh financial start to the new year. At year's end, you'll be surprised at how much you've reduced your debt load and the money you've saved!

1) I will create and use a budget.

A budget helps you see exactly where your money is going from week to week and month to month. Creating and using a budget, no matter what your income level, will help you reach your financial goals more easily than without one.

2) I will use my budget to help reduce my credit card debts.

Let's say you are able to save $20 a month by budgeting your money. You could take that $20 and place it in a savings account where you would earn minimal interest. Or you could use that same $20 and add it to your budgeted credit card payment reducing your credit debt in two ways. You'll be reducing the amount you owe your creditor and you'll also reduce the finance charge on next month's bill.

3) I will pay more than the minimum due on my credit card bills.

If you just pay the minimum due on credit card bills, you'll barely cover the interest you owe. It will take you years to pay off your balance and you'll end up spending thousands of dollars more than the original amount you charged.

4) I will make my payments on time and avoid late fees.

Making late payments adds to your debt load and may increase the annual percentage rate (APR) your creditors charge you. Additionally, late payments are reported to the credit reporting agencies and negatively affect your credit rating.

5) I will not use my credit card at an ATM or a bank for a cash advance.

Cash advances on credit cards are assessed special fees and higher interest rates than what you pay for purchases made with your credit card. Creditors apply the majority of your monthly payment to your purchase debt rather than cash advance debt which increases the overall amount of interest you'll pay to your creditor.

6) I will spend my money sensibly.

Using your budget, you may find that you're spending a good chunk of your income on discretionary items: morning coffee and donut, a weekly magazine, fast food lunches, etc. Each purchase seems like a small amount of money at the time, maybe $3-5. But these small purchases add up quickly and amount to hundreds of dollars a year. Ask yourself if you really need these items and reduce your amount of discretionary spending. Use your savings to pay down credit card debt.

7) I will live within my means.

Are you an impulse buyer? Do you use your credit cards to supplement your income? Do you feel the need to have the latest fashions, cars, stereos, etc.? If you answered yes to any of these questions, chances are good that you are overspending. And overspending means more debt - debt that will keep you from achieving your financial goals.

Note: This author's website is closed.

Copyright 2003, Your Free Credit Report
Author: James H. Dimmitt
James is editor of "To Your Credit" a FREE weekly newsletter for consumers. To Your Credit

Are you looking for more information on Money, Financial Management, Possessions, and Physical Pleasures?

Taurus is the astrology sign that deals specifically with Money, Financial Management, Possessions, and Physical Pleasures. Learn more about Taurus.
The information here tells all about Taurus Astrology.

Taurus Horoscope

I have tried to know absolutely nothing about a great many things, and I have succeeded fairly well.
~ Robert Benchley ~
Born September 15, 1889

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Enchanted Spirit is a non-denominational spiritual center of healing, support, self-improvement, personal guidance, education and writing. We publish multi-media works of New Age thought and information to encourage serenity and growth in individual life choices, advance the universal search for life's meaning, and promote tolerance for positive ideas from all philosophies and religious traditions, believing as we do that truth is where you find it.

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Last updated April 30th, 2004

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Gardening With the Goddess: Creating Gardens of Spirit and Magick
By
Patricia Telesco