Racing with the Moon
By
Rebecca Brents

Planets in Retrograde -- The Basics
By
Rebecca Brents

Sometimes getting the right answer means asking the right question.

Life is full of hints, signs, and advice ... if you know where to look and what you're looking for.

Astrology and Tarot are tools that blend free will and useful information into new dimensions of thought ... so you can discover your best options. But the choice to act is always yours.

Work with all your possibilities.

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Sacred Circle Tarot
By
Anna Franklin

You arrived in
this life with

Karmic gifts and talents

Karmic responsibilities

Karmic challenges

Karmic work to do

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	The Most Costly Expense of All Part 2 by Terry Rigg
Astrology, Tarot, and Self Improvement for the New Age.

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The Most Costly Expense of All
Part 2
by Terry Rigg

Page: 1 2

Here are a few excuses I hear to justify this:

• I don't make enough money.
• I owe too much to set up a budget.
• I'm not good with numbers.
• I just don't have the time to keep up with a budget.
• I can't get my spouse to work with me.

Do any of these sound familiar?

Well, that's the problem but what about a solution. The solution is simple no matter what your financial situation is.

First, you must find out where you stand now. That could be as simple as writing down your income and bills and expenses on a piece of notebook paper. Then subtract your expenses from your income. Make sure to include your household expenses (groceries, car gas, etc.) in your expenses.

Now look at the numbers. Do you have anything left over? If so what are you going to do with it? That's the next step. If you don't then you need to consider cutting some of those expenses.

Now you need to decide what you really want your money to do for you. Set your goals! This could be saving for your retirement, buying a home, college for the kids, getting a new car or any number of things. That's why you have to decide for yourself. There are just too many variables for someone else to help you.

My first suggestion is that if you have credit card debt you look for a way to pay them off and stop using them. Realizing that goal could make your other goals more likely to succeed.

Now it's time to set up that dreaded budget. Where are you going to find the time and desire to write everything down that you spend and all the other stuff that goes along with keeping a budget? The answer is that you don't have to!

One of the biggest myths about budgeting is that you need to keep up with it everyday. That's the reason so many people refuse to try.

It does take a little time to get your budget setup. There are a lot of things that need to be considered. But once your finances are down on paper there is no reason to work on it except on payday. You will find a link to a free budget like this in the bio of this article.

If you believe that managing your money is to difficult or just too much trouble consider the alternative. Not managing your money is probably robbing you of thousands of dollars a year and could lead to financial disaster.

Terry Rigg is the editor of the Budget Stretcher web site and The Free Budget Stretcher Newsletter. He offers a free Budget System complete with the forms and worksheets needed to make it work.

Page: 1 2

Are you looking for more information on Money, Financial Management, Possessions, and Physical Pleasures?

Taurus is the astrology sign that deals specifically with Money, Financial Management, Possessions, and Physical Pleasures. Learn more about Taurus.
The information here tells all about Taurus Astrology.

Taurus Horoscope

To retire is to begin to die.
~ Pablo Casals ~
Born December 29, 1876

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Enchanted Spirit is a non-denominational spiritual center of healing, support, self-improvement, personal guidance, education and writing. We publish multi-media works of New Age thought and information to encourage serenity and growth in individual life choices, advance the universal search for life's meaning, and promote tolerance for positive ideas from all philosophies and religious traditions, believing as we do that truth is where you find it.

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Last updated April 30th, 2004

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The Circle of Life -- The Zodiac Signs and the New Moon's Journey
By
Rebecca Brents

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Traveling Between the Worlds: Conversations With Contemporary Shamans
By
Hillary S. Webb