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The Secret to Keeping Your Budget on Track by Darlene Arechederra Rat Race Remedies |
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Racing with the Moon -- Our online class is now an Ebook. Racing with the Moon teaches you to work with Moon phases -- to make the most of the different energy each brings as your life's events unfold. Racing with the Moon is a marvelous way to begin living in harmony with life's natural currents instead of struggling against the flow. Learn more here: Moon Phases Ebook

The Secret to Keeping Your Budget on Track by Darlene Arechederra
"Don't find fault; find a remedy."
~ Henry Ford ~
B-u-d-g-e-t. The very word can cause us to tremble in our new boots! But a hard-working soul need not fear -- there's a simple way to win the battle of the budget. It's great fun, and what better time to get started! So what's the secret?
*** Build Some Rewards and Fun Into Your Budget! ***
Think this tip is too simple to be effective? Consider the
last time you blew your budget. You were probably zipping
along just fine. Life was great. A month later, you slipped
up just a bit. Two months later -- boom! Your budget's
blown, big time. How long did it take you to get back on
track after that?
Think back on your most recent project. Was there a reward
waiting for you after completion? If not, did you feel as
if the project took forever, with no light at the end of
the tunnel? Your rewards will serve as a mini-light at the
end of your tunnel.
How to Set Up Your Goodies List
Here's where the fun starts. Your Goodies List will be your
own personal list of rewards, fun, or items you'd like to buy
or do. Jot down some things that excite you, things you can
look forward to. Why? Because there's no budget on the
earth that will work if you have no motivation to keep going.
How to Use Your Goodies List to Motivate You
For every month (or week) you're able to stay on track with
your budget, reward yourself with one item from your Goodies
List. Keep your reward in a range you can easily afford
(just make sure it's enough to motivate you.) Try $40 or
less for a monthly reward. For weekly, try $10. Even $5
can energize you.
In the past, you might have felt as if you were 'giving up'
things to stay on track. You'll find that you're not giving
up anything at all. You're simply targeting the things you
really want or need, and rewarding yourself for not making
those budget-blowing purchases. It's easy to burn out or
feel deprived if there's nothing to show for your hard work.
Affordable Suggestions for Your Goodies List
** Longing to change the colors in your bathroom? Try:
- A towel to match your new color scheme.
- A can of paint
- A new shower curtain
- A new rug
** Dreaming of taking up writing? How about:
- A course on writing
- A book on writing a best seller
- Paper, pens, resources, software for writers
- A new writing area in your home
** Yearning for fancy new tires for your hot rod? Try:
- For each month/week you stay on track, write yourself a check for your reward amount and tuck it into an envelope.
- When you've saved up enough to purchase one tire, go shopping! Write one check for the tires, then destroy the other checks. Update your checkbook, making up any small difference.
- Buy your tires one at a time as you 'earn' them. If there's a huge discount for buying more than one at a time, simply keep saving your checks until you can buy more than one (only do this if you can stay motivated.)
** Simply want to feel more secure? If money itself will motivate you, consider this:
- Write yourself a check as your reward instead.
- Use it to open a savings account.
- Name your account, writing the name on the cover of a pocket notebook.
- Carry it in your pocket or purse, tracking every deposit you make in this notebook.
- Keep your balance up to date.
- Make it a big deal (it is, you know).
So, how motivating is that? Keep in mind, your rewards are not just for keeping your budget on track. Use your Goodies List to help you ward off procrastination and keep you energized to complete your projects (even those dreaded chores).
Now, tweak your plan until you've got it working for you. Go ahead -- get started today!

Darlene Arechederra is author of Rat Race Blues -- How to Break
the Stranglehold. She offers hope and help in turning spending
into savings, so you can do what you *love* to do for a living,
not what you *have* to do! Free weekly newsletter. Rat Race Remedies

Are you looking for more information on Money, Financial Management, Possessions, and Physical Pleasures?
Taurus is the astrology sign that deals specifically with Money, Financial Management, Possessions, and Physical Pleasures. Learn more about Taurus.
The information here tells all about Taurus Astrology.
Taurus Horoscope

Home is where you hang your head. ~ Groucho Marx ~ Born October 2, 1890
Featured In the Spotlight Article:
Creating Environments That Nurture Success
An environment is anything that supports you to be or to perform a certain way. People often don't think of these things as environments, but they most definitely are. Everything around you has some impact on you and how you do what you do. If there is something in your life that is not the way you want it to be, look to see what mechanisms are in place that are encouraging or reinforcing this outcome. |
Astrology Tarot New Age (Home) / Self Improvement
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Enchanted Spirit is a non-denominational spiritual center of healing, support, self-improvement, personal guidance, education and writing. We publish multi-media works of New Age thought and information to encourage serenity and growth in individual life choices, advance the universal search for life's meaning, and promote tolerance for positive ideas from all philosophies and religious traditions, believing as we do that truth is where you find it. |
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