Planets in Retrograde -- The Basics
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Rebecca Brents

Answering Creativity's Call
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Rebecca Brents

Astrology and Karma?
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Your Horoscope holds important keys to why you are here, what you came to contribute, who you came here to be.

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Secret of Letting Go
By
Guy Finley

Astrology is for Believers.

With an open mind and a knowledge of Astrology you can watch your life unfold in ways that make sense.

You can understand the demands of change and "what's really going on" in a crisis.

Whether in a gentle push in the right direction or in a "hard knock upside the head," you can read the message behind what life is asking of you.

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	Getting the Most from your Credit Cards Give Yourself Credit Part 1 by Colin McDougall
Astrology, Tarot, and Self Improvement for the New Age.

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Getting the Most from your Credit Cards
Give Yourself Credit
Part 1
by Colin McDougall

Page: 1 2 3

The Beginning of the Credit Card Era

In 1951, Diners Club issued the first credit card to 200 customers who could use it at 27 restaurants in New York City. From that modest beginning, credit cards have become an indispensable part of modern life.

Consumers rely on credit cards to help them achieve their lifestyle goals by letting them take advantage of special bargains, spread payments out over several months, and provide cash in emergencies. Credit cards have become so widespread that they are often accepted as a piece of primary identification.

Getting the most from your credit cards involves four main steps:

• Use your credit cards wisely.
• Protect yourself against fraud.
• Review your credit history regularly.
• Get the right card for your needs.

Use your credit cards wisely

Follow these simple tips to get the most from your card.

Tips:

Pay your credit card bills on time. This is the single most important thing you can do to preserve and enhance your credit rating. Always pay at least your minimum payment and allow time for your payment to reach the company if you are using the mail.

If possible, pay off your balance in full each month. If this is not possible, then make as large a payment as you can comfortably afford. Paying off or paying down your balance is a sound financial move"one that will save you money on interest charges.

If you can't pay off your balance in full, then slow down on your credit card use for the next while. Take time to step back and have a careful look at how much you earn and how much you spend each month. A little budgeting can save you big money down the road.

Check your statement carefully each month. Review your statement carefully. Do all the charges look correct? Have any required credits been applied? Are there any unusual or unexpected charges? Your credit card company will correct legitimate errors, but only if you bring them to their attention in a timely manner before you pay your bill.

Transfer your balance to a card with a lower interest rate. If you have two or more credit cards with outstanding balances, consider moving the outstanding balances to the card with the lowest interest rate. You will save money each month and simplify your record keeping by receiving only one bill.

Colin McDougall is a successful freelance writer providing valuable advice for consumers when applying online for credit cards, student credit cards as well as other personal & mortgage loans. You can visit his sites at Only the Best Credit Cards Online and Loans-Source Info -- His numerous articles offer moneysaving tips on a number of topics.

Page: 1 2 3

Are you looking for more information on Money, Financial Management, Possessions, and Physical Pleasures?

Taurus is the astrology sign that deals specifically with Money, Financial Management, Possessions, and Physical Pleasures. Learn more about Taurus.
The information here tells all about Taurus Astrology.

Taurus Horoscope

Nothing has been purchased more dearly than the little bit of reason and sense of freedom which now constitutes our pride.
~ Friedrich Nietzsche ~
Born October 15, 1844

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Enchanted Spirit is a non-denominational spiritual center of healing, support, self-improvement, personal guidance, education and writing. We publish multi-media works of New Age thought and information to encourage serenity and growth in individual life choices, advance the universal search for life's meaning, and promote tolerance for positive ideas from all philosophies and religious traditions, believing as we do that truth is where you find it.

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Last updated May 10th, 2004

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Interpreting Tarot -- Reading the Book of Life
By
Rebecca Brents

Cut through the confusion.

See clearly

Think better

Make informed choices

Discover why the Tarot has intrigued, informed, and interested spiritual seekers for centuries.

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Dancing the Dream : The Seven Sacred Paths Of Human Transformation (Religion and Spirituality)
By
Jamie Sams