The Circle of Life -- The Zodiac Signs and the New Moon's Journey
By
Rebecca Brents

Astrology and Karma?
Sure!

Your Horoscope holds important keys to why you are here, what you came to contribute, who you came here to be.

Get direction.
Get information.

Put your life on course as never before!! Real Astrology ...
for people who take
their lives seriously.

Order a
Karma and Destiny Reading
TODAY!!

Sometimes getting the right answer means asking the right question.

Life is full of hints, signs, and advice ... if you know where to look and what you're looking for.

Astrology and Tarot are tools that blend free will and useful information into new dimensions of thought ... so you can discover your best options. But the choice to act is always yours.

Work with all your possibilities.

Join our
Astrology and Tarot
Premium Membership
TODAY!!

Passion
By
Barbara De Angelis

Real People
Real Lives
Real Ambitions
Real Questions

Our Premium Members
Get
Real Answers
Real Direction
Real Information
Real Advantages

Become a
Premium Member
today!!

	Make Retirement Planning a Snap With the Right Advisors by Joanne Fritz, Ph.D. CSA (Certified Senior Advis
Astrology, Tarot, and Self Improvement for the New Age.

    Email This Page to a Friend    

Make Retirement Planning a Snap With the Right Advisors
by Joanne Fritz, Ph.D.
CSA (Certified Senior Advis

Retiring is complicated! Far from being the refuge from daily care the retirement industry paints for us, we are thrown into a maze of odd and seemingly contradictory needs and advice that take a lot of time and energy to sort out.

So pardon me if I am not out on the golf course ... I'm studying up on Medicare, LTCI, annuities, and estate planning in between visits to doctors for the many exams and tests I'm told I need at this age.

The truth is, we cannot know everything we need to know to have a good aging experience. We need help ... help from our family and help from trusted advisors. Here are some tips to keep you from tearing out what's left of your hair and that may let you get back to doing whatever you may have retired to do more of.

• Read up on aging. Excellent books include "Too Young To Retire: an off-the-road map to the rest of your life" by Mariko and Howard Stone; and "Age-ing to Sage-ing: A Profound New Vision of Growing Older," by Zalman Schachter-Shalomi. Join AARP and read their excellent publications and explore the AARP website.

• If you have adult children, have a meeting with them to discuss how your aging is going to affect you and them. Be frank about your needs, your finances, your health, your emotions. Too often children are confronted with their parents' needs only when the parent/s become ill or suffer financial problems.
  
  Then they are bewildered and overcome by responsibilities they little understand. Help your adult children become educated about aging and its issues. Learn to ask for help sooner rather than later. It will be better for everyone.

If you don't already have them, develop a circle of advisors that are expert in aging issues. Look for people with specific training or certification in the area of aging. At minimum you will need:

• An accountant who works with retirees frequently.
• A financial advisor who puts you first, not his or her commission.
• A lawyer who knows estate planning and understands complicated contracts such as Long Term Care Insurance.
• A physician who has training in geriatrics.

Where do you find these experts? Asking your friends for referrals is the best way, but you can also look at specialists listed on these websites.

• Estate Planning Consultant. Check out the National Institute For Estate Planners. On the home page, click on "fellowship." You will be able to search for an estate planner in your state.

• Seniors Real Estate Specialist. A realtor with this certification helps seniors make wise decisions about buying and selling real estate. Find a specialist in your state: Seniors Real Estate Specialist

• CSA Certified Senior Advisor is conferred by the Society of Certified Senior Advisors. It is not exclusive to any one profession but applies to those who serve the senior market. Search for a CSA in your vicinity.

• CLTC Certified In Long Term Care is provided by the Corporation for Long Term Care Certification. Training for insurance agents includes courses on aging in America, long term care, Medicaid planning and estate planning. Check to see if your advisor is certified.

• AARP Legal Services Network (LSN). If you are an AARP member you can get a free 30-minute consultation with a lawyer from their network. All members have agreed on certain, low fees for basic services. Check it out.

Passivity is the enemy of a good retirement. Become pro-active early and you may realize all of your retirement dreams after all.

American Dream Publishing C 2003.

Joanne Fritz, Ph.D. is in the midst of her active retirement. She publishes two websites: Not Yet Retired is for those who want to keep working during retirement; and Second 50 Years advises businesses about how to sell to and serve the mature market.

Are you looking for more information on Money, Financial Management, Possessions, and Physical Pleasures?

Taurus is the astrology sign that deals specifically with Money, Financial Management, Possessions, and Physical Pleasures. Learn more about Taurus.
The information here tells all about Taurus Astrology.

Taurus Horoscope

In America there are two classes of travel - first class, and with children.
~ Robert Benchley ~
Born September 15, 1889

Please click on the titles to visit these fine areas of Enchanted Spirit

---

	PO Box 1080 Sandia Park · NM · 87047

Enchanted Spirit is a non-denominational spiritual center of healing, support, self-improvement, personal guidance, education and writing. We publish multi-media works of New Age thought and information to encourage serenity and growth in individual life choices, advance the universal search for life's meaning, and promote tolerance for positive ideas from all philosophies and religious traditions, believing as we do that truth is where you find it.

---

This site is hosted and maintained for Enchanted Spirit by

Catweasel Ink

Copyright © 1999 - 2008 by Enchanted Spirit and Catweasel Ink.
Contributed works copyright by their respective authors. All rights reserved.
Unauthorized reproduction specifically prohibited.

Last updated May 17th, 2004

Rebecca is not available
right now.


Please check back
later
CLICK HERE FOR
MORE INFO

Astrology is for Believers.

With an open mind and a knowledge of Astrology you can watch your life unfold in ways that make sense.

You can understand the demands of change and "what's really going on" in a crisis.

Whether in a gentle push in the right direction or in a "hard knock upside the head," you can read the message behind what life is asking of you.

Real Astrology ...
for people who take
their lives seriously.

Join our
Astrology and Tarot
Premium Membership
TODAY!!

Cut through the confusion.

See clearly

Think better

Make informed choices

Discover why the Tarot has intrigued, informed, and interested spiritual seekers for centuries.

What is your life''s biggest question?

Get a reading on Your Situation

Join our
Astrology and Tarot
Premium Membership
TODAY!!

Let Go and Live in the Now: Awaken the Peace, Power, and Happiness in Your Heart
By
Guy Finley